KPR Calculator 2026: BTN, BCA, Mandiri, BNI, BRI, BSI - Damai Putra Group

Buying a home through a mortgage means committing to monthly installments for 10 to 25 years. Choosing the right bank can save you tens of millions of rupiah over the life of your loan. This is why running a proper installment simulation before signing your loan agreement is so critical. This article compares mortgage interest rates from six major banks in Indonesia, complete with an interactive calculator at the bottom so you can run your own simulation based on your actual financial situation. Understanding KPR Interest Rates in 2026 One thing to understand from the start: almost all banks offer two types of interest rates in a single KPR package. Fixed Interest Rate: Applies during a promotional period, typically the first 1 to 5 years. During this period, your monthly installment stays